This study explores the relationship between Environmental, Social, and Governance (ESG) scores and financial performance metrics, including Closing Price, Earnings per Share (EPS), Return on Equity (ROE), and Net Profit, ...
Most retirement income strategies force retirees to accept the intrinsic longevity risk, as they manage a volatile investment portfolio, with no knowledge of the time horizon, inflation or spending needs. Annuities are ...
In the contemporary conditions of global competitive development, financing of innovations by organizations is a norm on the path to successful performance and survival of businesses, which is the result of the ability to ...
Financial education helps to ensure financial wellbeing and maintain it throughout life. Although the role of financial education is very important, very few people know about it. Planning your income and expenditure over ...
Traditionally, insurance is seen as a means of protection against financial losses caused by certain unforeseeable situations. At the same time, insurance is an important component of a country's financial system and an ...
Corporate governance represents a complex set of relationships, regulated at the legislative level and built among all persons interested in the corporation. The concept of corporate governance is the overall management ...
In a market economy, each enterprise is responsible for its financial stability. To ensure comprehensive protection of an organization's interests, corporate insurance is used as one of the key tools for risk management. ...
A population with a high level of financial education is more resilient, capable of making efficient and balanced financial decisions, thereby contributing to the sustainability of financial markets and the country's ...
The exchange rate is one of the indicators of the state of the national economy. It reflects not only confidence in the national currency, but also the development of the country's economy. A state with a strong economy ...
The development and restructuring of the banking sector is heavily influenced by marketing opportunities. The research topic is relevant due to the banks' requirement to continually improve their performance indicators. ...
Taxes have a significant impact on the financial position of a business entity. In this case, not only the value of tax rates is important, but also such conditions as the timing of tax payment, the tax payment procedure, ...
Large taxpayers represent a notorious segment of economic agents who, emerging from the activities carried out, the turnover and respectively the taxes and duties paid, contribute essentially to the formation of budget ...
This paper investigates the influence of financial strategies and innovation on the evolution of contemporary business models, with an emphasis on the role of modern web development technologies. In an increasingly digital ...
The digital transformation of all spheres of the contemporary social-economic reproduction process, accentuated by the COVID-19 pandemic, has gained unprecedented scope in the last period of time. Remote work, ecommerce ...
Oprea, Iulia Alexandra; Nedelcu, Alexandra; Bulgaru, Ioan Andrei(ASEM, 2025)
The paper aims to analyze the role of European funds in the economic development process of Romania, following its accession to the European Union in 2007. Access to these funds was an essential factor in supporting the ...
The digital economy, with its rapid growth, poses significant challenges to the the traditional tax systems globally, including in Moldova. As e-commerce, online services, and digital platforms expand, traditional tax ...
The legislative-normative framework represents the primary key in the formation of a favorable (friendly) economic-financial environment for the initiation, encouragement and development of entrepreneurs. At the same time, ...
Environmental components have taken the center stage in the form of sustainable investment on a global level since the 1960s. Sustainable investment encompasses three main areas of focus, also called ESG - Environment, ...
Risk management is a process through which potential risks that could affect the achievement of objectives are identified, evaluated, and managed. The risk analysis is necessary because, in the current period, society is ...
The quality of public spending is one of the important factors determining the level of respect for human rights. At the same time, public spending should aim to achieve the following two objectives: on the one hand, public ...