Riscul de credit reprezintă riscul actual sau de viitor ce afectează negativ profiturile sau capitalul băncii ca urmare a neîndeplinirii obligațiilor contractuale de către debitor. Acesta este unul dintre principalele ...

Băncile tradiționale s-au bucurat de multă vreme de un monopol pe piața financiară de pe tot globul. Tehnologiile financiare (FinTech), care sunt larg răspândite în sectorul bancar de astăzi, reprezintă o evoluție revoluționară ...

Criza COVID-19 a devenit una dintre cele mai mari provocări ale timpului, având un efect sever asupra situației economice mondiale, prin urmare sistemul financiar-bancar fiind direct afectat. Efectele negative ale acestuia ...

Il y a beaucoup de problèmes sur le marché de l'assurance de la République de Moldavie. Dans un environnement incertain, toujours en évolution, les solutions actuelles ne sont plus appropriées. Les nouvelles technologies ...

Internal monetary systems are very similar today in all major countries of the world. They have three levels: (1) holders of money (“the public”), comprising individuals, businesses and government units, (2) commercial ...

In the information age, the new consumer is a more demanding one, more involved in the shopping experience thanks to the communication channels in the online environment. This paper examines the effect of digital marketing ...

This article examines the indirect taxes in three different country in the world, therefore we will be able to compare the tax systems and study the advantages and disadvantages of each system. For the research I used ...

The aim of the paper is to systematize the financial balances at the level of all budget links within the budget system, as follows: ensuring public financial balance, differentiating the components of structural and ...

L'investissement est la clé du développement des entreprises et de l'économie dans son ensemble. Alors, par ce recherche on va examiner l’influence du taux de l’imposition et des incitations fiscales qui ont un rôle important ...

For economists, the study of banking institutions is one of the most fascinating areas of exploitation. It studies, analyzes this perpetual mobile of money funds in which the act of payment fulfills both the role of the ...